City has a full range of innovative home loan programs to meet your specific needs. From loans with zero down payment to traditional fixed-rate mortgages, we have the loan products to meet your personal financial situation.
Save thousands with a Champion mortgage:
Your $100-off special offer awaits. Just send us your contact information to find the mortgage specialist ready to serve you in your area. And we’ll set up a time to talk.
YOUR LOCAL MORTGAGE SPECIALIST IS:
Not available for fixed rate or construction mortgage loans. Closing costs include expenses for appraisal, title search, credit report, flood determination and settlement agent fees. Closing costs do not include expenses for prepaid interest, hazard or flood insurance, owners’ title policy, real estate taxes, recording fees or transfer taxes. The interest rate is variable and may increase or decrease at the end of the 3-year fixed rate period. Your interest rate may be adjusted every three years thereafter and will be based on an index plus a margin. The index is the three-year weekly Treasury Constant Maturity. At the end of three years the rate will change based on the index, which currently is .64% plus the margin of 2.875%. For example, based on a $100,000 loan amount at an interest rate of 3.20% (3.490% APR) for a 3/3 Adjustable Rate Loan for 30 years, the monthly principal and interest payment will be $432.47 for the first 36 months with a corresponding simple interest rate of 3.20%, the next 323 months the payment will be $447.65 with a corresponding simple interest rate of 3.50%, and the remaining 1 month payment will be $449.16 with a corresponding simple interest rate of 3.50%. The payments do not include taxes and insurance premiums and the actual payment obligation will be greater. Interest rate is accurate as of 10/08/2013. Limited time offer. Loans are subject to approval.